Entry age + cover tiers

Maximum entry age varies sharply across NZ life insurers (commonly 65-75). Some products are bundled multi-cover (life + trauma + TPD); some are standalone. This page documents each insurer's entry-age cap + cover-tier structure.

Showing 4 of 7 indexed products with on-file cover language for this topic. 3 pending ingest.

Snapshot 2026-05-20T08:21:45.034Z. Machine-readable:facts.json·summary.md

Partners Life

YouChoose Life CoverBrochure

Wording v2025-10-08 · confidence: brochure

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Life Cover

Source: insurer brochure (not the full policy wording). The wording contains the medical definition with clinical thresholds — request it from your adviser before claim decisions.

3 products with no on-file value for this topic
  • AIA New ZealandAIA Living Personal Life Cover
  • Asteron LifeAsteron Life Complete – Life Cover
  • Fidelity LifeLifeProtect Life Cover