Privacy Policy

1. Introduction

LifeInsurer.co.nz ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

By using our website, you consent to the data practices described in this policy.

2. Information We Collect

Personal Information

We may collect personally identifiable information that you voluntarily provide to us, including:

• Name and contact information (email address, phone number)
• Demographic information (age, gender)
• Health and lifestyle information
• Financial information (income, coverage needs)
• Employment information

Non-Personal Information

We may also collect non-personal information automatically, including:

• Browser type and version
• Operating system
• IP address
• Pages visited and time spent on our site
• Referring website addresses

3. How We Use Your Information

We use the information we collect for the following purposes:

• To provide life insurance quotes and comparisons
• To connect you with insurance providers
• To improve our website and services
• To communicate with you about our services
• To comply with legal obligations
• To protect against fraud and unauthorized access

4. Information Sharing

We may share your information in the following circumstances:

With Insurance Providers

We share your information with licensed insurance companies and brokers to provide you with quotes and connect you with appropriate coverage options.

Service Providers

We may share information with third-party service providers who assist us in operating our website and providing our services.

Legal Requirements

We may disclose information if required by law or in response to valid legal process.

5. Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• SSL encryption for data transmission
• Secure servers and databases
• Regular security assessments
• Limited access to personal information

6. Your Rights

Under New Zealand privacy laws, you have the right to:

• Access your personal information
• Request correction of inaccurate information
• Request deletion of your information (subject to legal requirements)
• Opt-out of marketing communications
• Lodge a complaint with the Privacy Commissioner

7. Cookies and Tracking

Our website uses cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can control cookie settings through your browser preferences.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites and encourage you to review their privacy policies.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on our website with an updated "Last updated" date.

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us: