Privacy Policy

1. Introduction

LifeInsurer.co.nz ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

By using our website, you consent to the data practices described in this policy.

2. Information We Collect

Personal Information

We may collect personally identifiable information that you voluntarily provide to us, including:

• Name and contact information (email address, phone number)
• Demographic information (age, gender)
• Health and lifestyle information
• Financial information (income, coverage needs)
• Employment information

Non-Personal Information

We may also collect non-personal information automatically, including:

• Browser type and version
• Operating system
• IP address
• Pages visited and time spent on our site
• Referring website addresses

3. How We Use Your Information

We use the information we collect for the following purposes:

• To provide life insurance quotes and comparisons
• To connect you with insurance providers
• To improve our website and services
• To communicate with you about our services
• To comply with legal obligations
• To protect against fraud and unauthorized access

4. Who We Share Your Information With

We may share your information with:

Licensed Insurance Providers and Brokers

We share your information with licensed insurance providers and brokers — including Evolve Group Limited (FSP711891) and other licensed providers registered on the Financial Service Providers Register (FSP) — to deliver quotes and offers relevant to your needs. We may share your information with one or more of these partners depending on your location, insurance needs, and partner availability.

Authorized Service Providers

We may share your information with authorized service providers who help operate our platform under strict confidentiality agreements (e.g., hosting, form handling, analytics).

Regulators or Legal Authorities

We may disclose information when required by law, court order, or to prevent fraud, including to the Financial Markets Authority or Privacy Commissioner.

Related Entities

We may share your information within our corporate group, subject to the same privacy protections.

5. Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• SSL encryption for data transmission
• Secure servers and databases
• Regular security assessments
• Limited access to personal information

6. Your Rights

Under New Zealand privacy laws, you have the right to:

• Access your personal information
• Request correction of inaccurate information
• Request deletion of your information (subject to legal requirements)
• Opt-out of marketing communications
• Lodge a complaint with the Privacy Commissioner

7. Cookies and Tracking

Our website uses cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can control cookie settings through your browser preferences.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites and encourage you to review their privacy policies.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on our website with an updated "Last updated" date.

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us: