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Partners Life

Partners Life Limited. Active life-cover products with verbatim policy-wording extracts.

Legal entity:
Partners Life Limited
RBNZ financial strength rating:
A (Excellent) (AM Best, Stable (affirmed 2025-01-23))

Adviser-distributed. Full retail policy wordings are NOT publicly hosted. Phase 3 may seed via adviser-channel agreement. NEVER mirror from third-party sites without permission.

Snapshot 2026-05-20T08:21:45.034Z. 1 active product on file.

Partners Life

YouChoose Life CoverBrochure

Wording v2025-10-08 · confidence: brochure

Terminal illness benefit
Pays a lump sum if you're diagnosed as likely to pass away within the next 12 months.
Funeral advance
Provides advance payment of some or all of your sum insured to help with expenses until the proceeds of a life policy can be legally released. Pays the lesser of $25,000 or your sum insured, immediately on notification of death.

Source: insurer brochure (not the full policy wording). Request the full wording from your adviser before claim decisions.

Source PDF →Compare topics →Condition matrix →

What to compare on

  1. Premium at your age and sum-insured. Quote Partners Life plus two or three other NZ insurers.
  2. Stepped vs level premium structure. Decide between low entry premium that rises with age, or flatter whole-of-life cost.
  3. Terminal illness benefit. Confirm the trigger wording and amount in the policy document.
  4. Future insurability. Ability to increase cover at life events without fresh underwriting.
  5. Exclusions. Read the wording, not the marketing summary.

Where to get a quote

Not personalised financial advice. Mechanical comparison from each insurer's policy wording. Quote with the insurer directly for premiums applicable to your age and sum-insured. Product features may change — verify on the insurer's website.