Simple, affordable life insurance for New Zealanders
Affordable temporary life insurance coverage
Simplified permanent life insurance with cash value
Monthly income replacement if unable to work
Lump sum for serious illness diagnosis
Sample monthly premiums for $500,000 term life insurance coverage (non-smoker, good health)
| Age | Male | Female | Savings vs Average Market* |
|---|---|---|---|
| 30 | $35/month | $28/month | ~15-20% savings |
| 40 | $55/month | $42/month | ~12-18% savings |
| 50 | $95/month | $75/month | ~10-15% savings |
*Savings compared to average market rates. Individual rates may vary based on health, lifestyle, and specific circumstances.
OneChoice positions itself as a value-focused life insurance provider in the New Zealand market. Their business model emphasizes operational efficiency and technology to deliver competitive premiums while maintaining quality coverage and service.
The company targets cost-conscious consumers who want reliable life insurance protection without paying for features they don't need. This straightforward approach has helped them carve out a significant niche in the competitive NZ insurance market.
OneChoice offers customer support primarily through digital channels including email, online chat, and phone. While their support team is smaller than larger insurers, they focus on efficiency and responsiveness.
Claims are handled efficiently with most straightforward cases processed within 5-10 business days. Their simplified product structure means fewer complications during the claims process, though complex cases may take longer.
Get competitive quotes from OneChoice and other top New Zealand insurers