Compare Life Insurance Providers in New Zealand
Compare life insurance companies, coverage options, premiums, and customer reviews to find the best provider for your needs. Independent analysis of New Zealand's top life insurers.
New Zealand's Top Life Insurance Providers
Southern Cross Life
#1 Ranking
- ✓ Strong financial rating
- ✓ Comprehensive health benefits
- ✓ Terminal illness cover included
- ✓ 2 months free promotion
AA Insurance
#2 Ranking
- ✓ AA member discounts available
- ✓ Quick online applications
- ✓ Flexible payment options
- ✓ 24/7 customer support
AIA New Zealand
#3 Ranking
- ✓ AIA Vitality wellness program
- ✓ International coverage options
- ✓ Advanced funeral payment
- ✓ Premium freeze options
Chubb Life
#4 Ranking
- ✓ Simplified underwriting
- ✓ Terminal illness benefit
- ✓ No-obligation quotes
- ✓ Tailored coverage options
OneChoice
#9 Ranking
- ✓ Up to $2 million coverage
- ✓ No medical test to apply
- ✓ $10,000 funeral advance
- ✓ Designed for Kiwis
Pinnacle Life
#7 Ranking
- ✓ 20+ years experience
- ✓ Quote in 30 seconds
- ✓ Competitive premiums
- ✓ Established NZ provider
Side-by-Side Provider Comparison
| Provider | Min Coverage | Max Coverage | Medical Exam | Key Features | Quote |
|---|---|---|---|---|---|
Southern Cross Life #1 Ranking | $50,000 | $2,000,000 | Depends on amount | 2 months free, Health discount, Terminal illness | Quote |
AA Insurance #2 Ranking | $25,000 | $1,500,000 | Required for high amounts | AA discounts, Quick online, 24/7 support | Quote |
AIA New Zealand #3 Ranking | $50,000 | $3,000,000 | Usually required | Vitality program, International, Funeral advance | Quote |
Chubb Life #4 Ranking | $100,000 | $2,000,000 | Simplified options | Easy calculator, Terminal illness, Tailored | Quote |
OneChoice #9 Ranking | $100,000 | $2,000,000 | No medical test | No medical, Funeral advance, Kiwi-designed | Quote |
Pinnacle Life #7 Ranking | $50,000 | $1,000,000 | Depends on amount | 20+ years experience, 30 sec quote, Competitive | Quote |
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