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Asteron Life

Asteron Life Limited. Active life-cover products with verbatim policy-wording extracts.

Legal entity:
Asteron Life Limited
RBNZ financial strength rating:
A+ (Strong) (Fitch Ratings, Stable (upgraded Nov 2025 following Nippon Life acquisition))

Owned by Resolution Life NZ Limited (since 2019). Adviser-distributed. Phase 3 may seed via adviser-channel agreement.

Snapshot 2026-05-20T08:21:45.034Z. 1 active product on file.

Asteron Life

Asteron Life Complete – Life CoverBrochure

Wording v2024-10-14 · confidence: brochure

Terminal illness benefit
You can apply to receive your Life Cover payment straight away if you're given less than 12 months to live. We normally pay this within seven days after you place a claim with us.
Funeral advance
We will make an advance payment of $15,000 or $25,000 from your Life Cover when a life insurance claim is accepted. This pays for immediate expenses such as a funeral.

Source: insurer brochure (not the full policy wording). Request the full wording from your adviser before claim decisions.

Source captured 19 months ago — confirm with insurer.

Source PDF →Compare topics →Condition matrix →

What to compare on

  1. Premium at your age and sum-insured. Quote Asteron Life plus two or three other NZ insurers.
  2. Stepped vs level premium structure. Decide between low entry premium that rises with age, or flatter whole-of-life cost.
  3. Terminal illness benefit. Confirm the trigger wording and amount in the policy document.
  4. Future insurability. Ability to increase cover at life events without fresh underwriting.
  5. Exclusions. Read the wording, not the marketing summary.

Where to get a quote

Not personalised financial advice. Mechanical comparison from each insurer's policy wording. Quote with the insurer directly for premiums applicable to your age and sum-insured. Product features may change — verify on the insurer's website.