NZ's specialist life insurer with innovative Booster benefits
Pinnacle Life's unique Booster program rewards you for healthy lifestyle choices with premium discounts and other benefits.
Flexible term coverage with Booster benefits
Permanent coverage with cash value benefits
Access to life insurance benefits while living
Life insurance solutions for business needs
Pinnacle Life is unique in being New Zealand's only listed life insurance company, trading on the New Zealand Stock Exchange (NZX: PNL). This public company structure provides transparency and accountability that many customers appreciate.
Being listed means financial results are publicly available, and the company operates under additional regulatory oversight. This transparency extends to their product pricing and policy terms, which are known for being clear and straightforward.
Pinnacle Life has pioneered several innovations in the New Zealand life insurance market, most notably their Booster benefits program that rewards healthy lifestyle choices. This approach aligns the interests of the insurer and the policyholder - healthier customers mean lower claims costs.
The company has also focused on simplifying life insurance products, removing unnecessary complexity while ensuring comprehensive coverage. Their product range is deliberately streamlined to make it easier for customers to understand what they're buying.
As a specialist life insurer, Pinnacle Life focuses exclusively on life insurance, allowing them to develop deep expertise in this area. This specialization means their staff are highly knowledgeable about life insurance products and can provide expert guidance.
Their customer service approach emphasizes education and transparency, helping customers understand their options and make informed decisions. This has contributed to high customer satisfaction rates and strong policy retention.
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