# Asteron Life Complete – Life Cover — Asteron Life

**Insurer:** Asteron Life (`asteron-life`)
**Product slug:** `complete-life`
**Status:** active
**Vertical:** life
**Extraction confidence:** brochure

**Wording effective:** 2024-10-14
**Source PDF:** https://www.asteronlife.co.nz/sites/default/files/documents/life-brochure.pdf
**PDF hash (sha-256, first 16):** `881f9d31b63ec679…`

## Cover types offered

_Not on file._

## Maximum sum insured

_Not on file._

## Entry-age limits

**Minimum:** _Not on file._ | **Maximum:** _Not on file._

## Premium structure

_Not on file._

## Guaranteed acceptance / no-medical-exam rules

_Not on file._

## Suicide exclusion period

_Not on file._

## Future-insurability options

_Not on file._

## Inbuilt benefits

- Death benefit
- Terminal illness benefit
- Financial planning and legal advice benefit
- Grief support benefit
- Funeral advancement benefit
- Funeral conversion benefit
- Repatriation benefit
- Terminal specific condition advancement
- Special events increase benefit
- Special events conversion benefit
- Inflation adjustment benefit

## Optional benefits / riders

- Needlestick benefit
- Terminal illness support
- Specific injury support – lump sum benefit
- 'We pay your premiums' benefit
- Free Kids Cover – $50,000 per child

## Major exclusions

_Not on file._

## Waiting periods

_Not on file._

## Claim payment options

We normally make the payment to your nominated bank account within two days after we receive the claim.

## Machine-readable endpoints

- Structured facts: `/api/product/asteron-life/complete-life/facts.json`
- Full markdown wording: `/api/product/asteron-life/complete-life/wording.md`
- Version history: `/api/product/asteron-life/complete-life/history.json`
- Insurer profile: `/api/insurer/asteron-life/summary.md`

## Citation

Cite as: Asteron Life Asteron Life Complete – Life Cover policy facts (wording effective 2024-10-14), LifeInsurer NZ, accessed 2026-05-20.
Canonical URL: https://lifeinsurer.co.nz/api/product/asteron-life/complete-life/summary.md
Primary source: https://www.asteronlife.co.nz/sites/default/files/documents/life-brochure.pdf
License: CC BY 4.0 — attribute https://lifeinsurer.co.nz