# AIA New Zealand — NZ Life Insurance

**Legal entity:** AIA New Zealand Limited
**Primary website:** https://www.aia.co.nz
**RBNZ financial strength rating:** AA (Very Strong) (Fitch Ratings, Stable (affirmed Dec 2025))
**Brand family:** `aia`

## Active retail products

- **AIA Living Business Life Cover** — `aia/living-business-life`
- **AIA Living Personal Life Cover** — `aia/living-personal-life`



## Machine-readable endpoints

- Insurer JSON: `/api/insurer/aia/facts.json`
- Insurer Markdown (this file): `/api/insurer/aia/summary.md`
- Per-product (replace `{product}` with a slug above):
  - `/api/product/aia/{product}/facts.json` — structured policy facts
  - `/api/product/aia/{product}/summary.md` — human + LLM readable summary
  - `/api/product/aia/{product}/wording.md` — full markdown policy wording
  - `/api/product/aia/{product}/history.json` — version history

## Primary sources

- AIA New Zealand website: https://www.aia.co.nz
- Policy wordings (PDFs): see `source_url` field on each product
- RBNZ Financial Strength Register: https://www.rbnz.govt.nz/regulation-and-supervision/insurers/financial-strength-ratings

## Citation

Cite as: AIA New Zealand life-insurance profile, LifeInsurer NZ, accessed 2026-05-20.
Canonical URL: https://lifeinsurer.co.nz/api/insurer/aia/summary.md
License: CC BY 4.0 — attribute https://lifeinsurer.co.nz